Author: sme-admin

Data compiled by the Centre for Retail Research revealed that UK retail store closures have jumped by more than a quarter, with even more shutdowns predicted this year. But with so many closures over the years, which high street names are most missed? To find out which names consumers want to see return to our high streets, the experts at Liquidation Centre have compiled search data to reveal which household brands are being searched for the most, as well as advice for current retailers on how to stay relevant in a competitive market from Richard Hunt, Director at Liquidation Centre. Top Ten High…

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Liz Walker, COO at employee benefits specialist Unum, explains how Group Income Protection can help SMEs manage rising National Insurance costs while supporting employee wellbeing. The government’s recent UK Budget introduced an increase in the rate of employer National Insurance Contributions (NICs) from 13.8% to 15% and a reduction to the NIC threshold from £9,100 to £5,000 a year. As a result, since 6 April, employers are paying a higher rate on a larger portion of every employee’s income. With these increasing financial pressures, businesses are seeking effective ways to manage these additional costs; from recruitment freezes to salary sacrifice…

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By Professor Marcantonio Spada, Chief Clinical Officer, Onebright As social creatures, we flourish when we feel connected, understood, and supported. There are multiple studies that underscore the significance of social bonds for both mental and physical health. We know that strong community ties can act as a protective factor against depression, anxiety, and burnout. The workplace, where many of us spend a substantial portion of our lives, can also be a vital source of support and wellbeing. Culture is viewed as the shared values, beliefs, and practices that influence how individuals experience their environment. A mentally healthy workplace culture and strong…

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As reported by BBC News, the Home Secretary has confirmed that care worker visas will be closed to new overseas applicants as part of a sweeping overhaul of the UK’s immigration system. This policy shift, part of a broader strategy to reduce net migration and raise skill thresholds, marks a decisive break from the UK’s recent reliance on international care workers to fill critical labour gaps. Following the government’s announcement and the publication of the Immigration White Paper, Senior Business Immigration Solicitor at law firm Harper James, Fozia Iqbal, comments on the impact this decision could have on the care sector going forward:…

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With recent cybersecurity breaches affecting major UK retailers like Harrods, Marks & Spencer, and Co-op, the urgency for businesses of all sizes to shore up their digital defences has never been clearer. These high-profile incidents are a stark reminder that no organisation is immune to cyber threats—regardless of size or reputation. Small and medium-sized enterprises (SMEs) are often seen as easier targets due to limited security infrastructure. In this article, Ryan Pluckrose, Business Systems Engineer at ABS Limited offers practical, accessible advice to help SMEs strengthen their cybersecurity posture and avoid becoming the next headline. cybersecurity isn’t just for large…

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By Jacqueline Bourke, Senior Director, Creative, EMEA at iStock Small businesses often have limited budgets, making it challenging to find and choose high-quality creative content for their marketing and advertising, while the fast-paced nature of visual marketing trends can overwhelm brands trying to compete with larger companies. However, by having a cost-effective strategy, engaging with customers and community, and staying true to their brand DNA, SMBs can still create highly effective advertising and marketing material that resonates with their target audience. Research from iStock’s creative insights platform VisualGPS shows that creating engaging advertising creative is one of the top five…

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By Rob Brooker, Director, Opus Forensic Accounting Let’s start with a question: Was fraud prevention ever only a finance function? After 27 years working in fraud prevention across the private, public, and third sectors, I can confidently say the answer is no. Throughout my career, I’ve seen fraud fall under the remit of Audit, Risk, Legal, Compliance, Governance, Security, the Chief Information Security Officer (CISO), and, yes, Finance. But wherever it sits, the most important thing is this: fraud prevention must be a collaborative effort, and ultimate responsibility should lie with the Senior Leadership Team and the Executive Board. This is…

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New data reveals a gap between ambition and action, as knowledge shortfalls prevent businesses from accessing capital UK SMEs overwhelmingly agree that access to funding is vital to growth – but many are holding back, risking knock-on effects for the wider economy. That’s the warning from alternative finance provider Growth Lending, whose latest research shows that despite 84% of SMEs recognising funding as essential, almost a third (31%) didn’t apply for any finance in the past year. The findings, from Growth Lending’s Geared for Growth 2025 report, highlight a growing disconnect between intent and execution – and come at a critical time for the UK…

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Joel Stone, best-selling author and founder of Shropshire-based marketing agency Codebreak, explores the rise of the CEO of Nothing and explains why you should be wary of so-called ‘gurus’. The other day, I saw someone post an Instagram Reel about the day in the life of a CEO. Now, I know some CEOs; people who are chief executive officers of fairly substantial boards, and I know what a day in the life of a CEO looks like for them. But the person behind this Reel is the only person in their business. They’re the only executive officer on their board, so…

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Employers are inclined to keep all information relating to their business and employment relationships as confidential as possible, particularly when those relationships break down and come to an end. But how easy is it to keep an ex-employee quiet? Nick Benson, a consultant solicitor at Arbor Law, which provides employment law advice for businesses, answers that question.  UK law (English, Welsh and Scottish) has always recognised the employment relationship as a contractual one, supposedly a mutual contract, with work and pay being the main forms of consideration. And just as the relationship is struck by contract, so it can be…

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